2020 Companies, Inc.

Southlake, TX RetailNAICS 454390

Self-funded health planPlan year 2025Renews January
1,413Participants+43% vs. prior year
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#32 of 64Retail in TXBy participants

Overview

2020 Companies, Inc. sponsors a self-funded health plan that covered 1,413 participants in plan year 2025, up 43% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,413 · prior year 987
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
2020 Companies Health and Welfare Plan, plan 512 (1,413 participants)
Broker compensation
$249K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental2,284$1.2M$149K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability1,413$446K$78K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision2,011$169K$17K
MetLife Legal PlansLegal212$45K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,413 participants × $2,371 national average per member. Usually higher once dependents are counted.

$87K–$215K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$64K
Lower-cost therapeutic alternatives$37K–$78K
Generic pricing vs. actual cost$16K–$48K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
2020 Companies, Inc.
Sponsor EIN
26-2002404
Plan number
512
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-2002404 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
2020 Companies, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
2,767

About this data

Source: 2020 Companies, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with 2020 Companies, Inc..

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