85 Degrees Bakery Cafe
Overview
85 Degrees Bakery Cafe sponsors a self-funded health plan that covered 1,204 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,204 · prior year 456
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- 85 Degrees Bakery Cafe Benefit Plan, plan 501 (1,204 participants)
- Broker compensation
- $53K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental | 550 | $198K | $25K |
| Unum Insurance Company | Accident, Critical Illness, Hospital EE Paid | 273 | $73K | $14K |
| Unum Life Insurance Company of America | Short-term disability, Life | 223 | $48K | $12K |
| United Healthcare Insurance Company | Vision | 652 | $30K | — |
| Safeguard Health Plans, Inc. California Corporation | Dental, HMO | 201 | $18K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,204 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- 85 Degrees Bakery Cafe
- Sponsor EIN
- 38-3826912
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-3826912 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Perfect 85 Degrees C, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,498
About this data
Source: 85 Degrees Bakery Cafe's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with 85 Degrees Bakery Cafe.