A.l.m. Holding Company

Onalaska, WI Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
843Participants-3% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Holding companies in WIBy participants

Overview

A.l.m. Holding Company sponsors a self-funded health plan that covered 843 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
843 · prior year 867
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Security Welfare Benefit Plan, plan 501 (843 participants)
Broker compensation
$318K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability1,616$1.6M$159K
Pacificsource Health PlansMedical, Prescription drug, Vision88$607K$26K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind1,206$488K$112K
NGLVision1,687$215K$22K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 843 participants × $2,371 national average per member. Usually higher once dependents are counted.

$52K–$128K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$38K
Lower-cost therapeutic alternatives$22K–$46K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
A.l.m. Holding Company
Sponsor EIN
20-0520252
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-0520252 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Security Retirement Plan
Type
401(k) plan
Participants
1,124

About this data

Source: A.l.m. Holding Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with A.l.m. Holding Company.

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