AAA East Central
Overview
AAA East Central sponsors a self-funded health plan that covered 1,360 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,360 · prior year 1,308
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- AAA East Central Health and Welfare Plan, plan 501 (1,360 participants)
- Broker compensation
- $11K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life | 1,776 | $415K | $7K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 934 | $344K | — |
| Life Insurance Company of North America | Short-term disability, Long-term disability | 1,299 | $251K | $4K |
| Vision Service Plan | Vision | 825 | $86K | — |
| Voya Financial Employee Benefits | Employee Assistance Program | 1,299 | $7K | — |
| Hartford Fire Insurance Company | Business Travel Accident | 1,299 | $2K | $459 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,360 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- AAA East Central
- Sponsor EIN
- 25-1114373
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 25-1114373 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- AAA East Central 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 1,625
About this data
Source: AAA East Central's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AAA East Central.