Accurate Background, LLC
Overview
Accurate Background, LLC sponsors a self-funded health plan that covered 554 participants in plan year 2025, down 29% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 554 · prior year 782
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Accurate Background, LLC Welfare Benefits Plan, plan 501 (554 participants)
- Broker compensation
- $42K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Vision, Life, Short-term disability, Long-term disability | 516 | $541K | $41K |
| Metropolitan General Insurance Company | Legal | 39 | $7K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 554 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Accurate Background, LLC
- Sponsor EIN
- 33-0796904
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 33-0796904 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Accurate Background 401(k) Plan
- Type
- 401(k) plan
- Participants
- 941
About this data
Source: Accurate Background, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Accurate Background, LLC.