Acuity, a Mutual Insurance Company
Overview
Acuity, a Mutual Insurance Company sponsors a self-funded health plan that covered 1,855 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,855 · prior year 1,711
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Acuity Group Health and Welfare Plan, plan 502 (1,855 participants)
- Stop-loss carrier
- QBE Insurance
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| QBE Insurance | Stop-loss | 1,671 | $1.8M | — |
| Lincoln National Life Insurance | Life | 1,848 | $618K | — |
| Lincoln National Life Insurance Company | Long-term disability | 1,841 | $362K | — |
| Eyemed Vision Care c/o Fidelity Security Life Insurance Company | Vision | 3,701 | $257K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,855 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Acuity, a Mutual Insurance Company
- Sponsor EIN
- 39-0491540
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 39-0491540 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Acuity, a Mutual Insurance Company 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,159
About this data
Source: Acuity, a Mutual Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Acuity, a Mutual Insurance Company.