Addus Healthcare, Inc.
Overview
Addus Healthcare, Inc. sponsors a self-funded health plan that covered 3,848 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,848 · prior year 3,745
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Addus Healthcare, Inc. Employee Welfare Benefits Plan, plan 510 (3,848 participants)
- Stop-loss carrier
- Nationwide
- Broker compensation
- $797K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Bluecross Blueshield of Texas | Medical, Prescription drug | 3,468 | $28.7M | $163K |
| Dearborn Life Insurance Company | Life, Short-term disability, Long-term disability | 3,848 | $3.0M | $457K |
| Metropolitan Life Insurance Company | Critical Illness, Accident, Vision, Hospital Indemnity | 4,132 | $907K | $135K |
| Nationwide | Short-term disability, Stop-loss | 876 | $499K | $31K |
| Ameritas | Dental, Vision | 1,456 | $318K | — |
| Standard Insurance Company | Life | 800 | $180K | — |
| MetLife Legal Plans | Legal | 377 | $76K | $11K |
| American Financial Security Life Insurance Company | Prescription drug | 374 | $21K | — |
| Crum & Forster | Accident | 374 | $6K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,848 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Addus Healthcare, Inc.
- Sponsor EIN
- 42-1014070
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 42-1014070 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Addus Healthcare, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 38,212
About this data
Source: Addus Healthcare, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Addus Healthcare, Inc..