AFC Industries, Inc.

West Chester, OH ManufacturingNAICS 332900

Self-funded health planPlan year 2025Renews January

Free pharmacy preview Request a correction

1,271Participants+1% vs. prior year

$3.0MEst. pharmacy spend / yrParticipants × national avg.

Jan 2027Next renewalPlan year begins January 1

#64 of 147Manufacturing in OHBy participants

Overview

AFC Industries, Inc. sponsors a self-funded health plan that covered 1,271 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 1,271 · prior year 1,265
Plan year: Begins January 1 · next renewal January 2027
Health plans filed: AFC Industries Welfare Benefit Plan, plan 501 (1,271 participants)
Broker compensation: $145K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
Lincoln National Life Insurance Company	Short-term disability, Long-term disability, Life	1,576	$739K	$81K
Guardian Life Insurance Company of America	Dental, Vision	866	$641K	$64K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,271 participants × $2,371 national average per member. Usually higher once dependents are counted.

$78K–$193K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$57K

Lower-cost therapeutic alternatives$33K–$70K

Generic pricing vs. actual cost$14K–$43K

PBM contract terms$8K–$23K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: AFC Industries, Inc.
Sponsor EIN: 31-1222527
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-1222527 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: AFC Industries, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AFC Industries, Inc..

Request a correction · Methodology