Aim Services, Inc.

Saratoga Springs, NY Health careNAICS 623000

Self-funded health planPlan year 2025Renews March
982Participants+11% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#81 of 137Health care in NYBy participants

Overview

Aim Services, Inc. sponsors a self-funded health plan that covered 982 participants in plan year 2025, up 11% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
982 · prior year 884
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Aim Services, Inc. Health & Welfare Benefits Plan, plan 520 (982 participants)
Broker compensation
$64K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Mutual of Omaha Insurance CompanyLong-term disability, Voluntary AD&D, Short-term disability, Voluntary Accident, AD&D With Life982$166K$27K
The Guardian Life Insurance Company of AmericaDental, Vision641$116K$25K
Companion Life Insurance CompanyVoluntary Term Life, Life982$114K$12K
Capital CounselingEmployee Assistance Program550$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 982 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$149K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Aim Services, Inc.
Sponsor EIN
14-1609398
Plan number
520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 14-1609398 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Aim Services, Inc. 403(b) Plan
Type
Defined contribution plan
Participants
4,238

About this data

Source: Aim Services, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Aim Services, Inc..

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