Amarillo National Bank

Amarillo, TX Finance & insuranceNAICS 522110

Self-funded health planPlan year 2025Renews January
700ParticipantsFirst year on file
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#25 of 38Finance & insurance in TXBy participants

Overview

Amarillo National Bank sponsors a self-funded health plan that covered 700 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
700
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Amarillo National Bank Health Benefit Plan and Trust, plan 501 (700 participants)
Stop-loss carrier
Stealth Partner Group
Broker compensation
$200K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Stealth Partner GroupMedical, Stop-loss685$1.2M—
Ameritas Life Insurance Corp.Dental, Vision1,324$637K$70K
United of Omaha Life Insurance CompanyLong-term disability, Life, Short-term disability828$461K$115K
United Healthcare Insurance CompanyPrescription drug, Medical33$222K$4K
Tokio Marine HCCOrgan Transplant689$112K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 700 participants × $2,371 national average per member. Usually higher once dependents are counted.

$43K–$106K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$32K
Lower-cost therapeutic alternatives$18K–$39K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Amarillo National Bank
Sponsor EIN
75-0109799
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-0109799 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Amarillo National Bank 401(k) Plan
Type
401(k) plan
Participants
948

About this data

Source: Amarillo National Bank's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Amarillo National Bank.

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