American Family Care Inc.

Birmingham, AL Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
515Participants-4% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 15Health care in ALBy participants

Overview

American Family Care Inc. sponsors a self-funded health plan that covered 515 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
515 · prior year 539
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
American Family Care Inc. Group Healthcare Plan, plan 501 (515 participants); American Family Care Inc. Group Flex Plan, plan 506 (86 participants)
Broker compensation
$166K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyAccident, Hospital, Life, Short-term disability, Long-term disability842$458K$155K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision859$60K$12K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 515 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$78K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$28K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American Family Care Inc.
Sponsor EIN
63-0825248
Plan numbers
501, 506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 63-0825248 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
American Family Care Savings Plan
Type
401(k) plan
Participants
1,793

About this data

Source: American Family Care Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Family Care Inc..

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