American Lebanese Syrian Associated Charities Inc.

Memphis, TN Other servicesNAICS 813000

Self-funded health planPlan year 2025Renews January
1,738Participants+4% vs. prior year
$4.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 4Other services in TNBy participants

Overview

American Lebanese Syrian Associated Charities Inc. sponsors a self-funded health plan that covered 1,738 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,738 · prior year 1,671
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Alsac/st. Jude Children's Research Hospital Employees Health and Welfare Benefit Plan, plan 501 (1,738 participants)
Broker compensation
$275K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability1,738$1.7M$198K
Vision Service PlanVision1,526$254K$5K
Continental American Insurance CompanyAccident, Critical Illness, Hospital Ind563$215K$60K
Metropolitan General Insurance CompanyLegal485$114K—
Life Insurance Company of North AmericaVoluntary AD&D465$46K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.1M/ year

Estimated prescription spend: 1,738 participants × $2,371 national average per member. Usually higher once dependents are counted.

$107K–$264K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$31K–$78K
Lower-cost therapeutic alternatives$46K–$96K
Generic pricing vs. actual cost$20K–$59K
PBM contract terms$10K–$31K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American Lebanese Syrian Associated Charities Inc.
Sponsor EIN
35-1044585
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-1044585 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
American Lebanese Syrian Associated Charities, Inc. (alsac) Employee
Type
401(k) plan
Participants
2,377

About this data

Source: American Lebanese Syrian Associated Charities Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Lebanese Syrian Associated Charities Inc..

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