American Neighborhood Mortgage Acceptance Company, LLC

Mount Laurel, NJ Finance & insuranceNAICS 522292

Self-funded health planPlan year 2025Renews January
578Participants+19% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 19Finance & insurance in NJBy participants

Overview

American Neighborhood Mortgage Acceptance Company, LLC sponsors a self-funded health plan that covered 578 participants in plan year 2025, up 19% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
578 · prior year 484
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
American Neighborhood Mortgage Acceptance Company Health and Welfare Plan, plan 502 (578 participants)
Broker compensation
$118K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability452$554K$68K
Delta Dental of New Jersey, Inc.Dental1,246$413K$41K
United Healthcare Insurance CompanyVision578$61K$6K
MetLife Legal PlansLegal108$22K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 578 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$88K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
American Neighborhood Mortgage Acceptance Company, LLC
Sponsor EIN
27-2389039
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-2389039 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
American Neighborhood Mortgage Acceptance Co., LLC 401(k) Plan
Type
401(k) plan
Participants
1,242

About this data

Source: American Neighborhood Mortgage Acceptance Company, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Neighborhood Mortgage Acceptance Company, LLC.

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