American Tower Corporation
Overview
American Tower Corporation sponsors a self-funded health plan that covered 2,399 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,399 · prior year 2,329
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- American Tower Corporation Benefits Plan, plan 501 (2,399 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $809K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Stop-loss | 5,382 | $4.7M | $616K |
| Unum Life Insurance Company of America | Life, Long-term disability | 2,399 | $1.8M | $62K |
| Unum Insurance Company | GRP Accident, Attained Age Critical Illness, Voluntary Hospital Indemnity | 797 | $536K | $87K |
| Vision Service Plan | Vision | 1,803 | $425K | $6K |
| Ace American Insurance Company | Accidental Death and Dismemberment | 2,399 | $44K | $7K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,399 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- American Tower Corporation
- Sponsor EIN
- 65-0723837
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 65-0723837 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- American Tower Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 3,510
About this data
Source: American Tower Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with American Tower Corporation.