Ames Construction
Overview
Ames Construction sponsors a self-funded health plan that covered 2,955 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,955
- Plan year
- Begins October 1 · next renewal October 2027
- Health plans filed
- Ames Construction Benefit Plan, plan 505 (2,955 participants)
- Broker compensation
- $354K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Short-term disability, Long-term disability, Accident, Hospital Indemnity, Critical Illness | 1,221 | $1.2M | $360K |
| Vision Service Plan | Vision | 779 | $137K | $-6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,955 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Ames Construction
- Sponsor EIN
- 41-0871375
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-0871375 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ames Construction, Inc. Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 4,119
About this data
Source: Ames Construction's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ames Construction.