Ammega US, Inc.

Franklin Park, IL Wholesale tradeNAICS 423800

Self-funded health planPlan year 2025Renews January
984Participants+2% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#15 of 29Wholesale trade in ILBy participants

Overview

Ammega US, Inc. sponsors a self-funded health plan that covered 984 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
984 · prior year 968
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ammega US, Inc. Health and Welfare Plan, plan 501 (984 participants)
Broker compensation
$72K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyDental, Vision659$641K—
United of Omaha Life Insurance CompanyLong-term disability, Life881$486K$45K
Combined Insurance Company of AmericaAccident, Critical Illness360$180K$25K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 984 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$150K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ammega US, Inc.
Sponsor EIN
43-1187912
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 43-1187912 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ammega 401(k) Plan
Type
401(k) plan
Participants
1,230

About this data

Source: Ammega US, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ammega US, Inc..

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