Apartment Income Reit LLC
Overview
Apartment Income Reit LLC sponsors a self-funded health plan that covered 780 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 780 · prior year 742
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Apartment Income Reit LLC Employee Benefit Plan, plan 501 (780 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $130K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| HM Life Insurance Company | Stop-loss | 617 | $681K | $102K |
| Delta Dental of Colorado | Dental | 1,081 | $472K | $24K |
| Life Insurance Company of North America | Short-term disability, Accidental Death, Life, Long-term disability | 1,092 | $281K | $4K |
| Eyemed Vision Care | Vision | 875 | $50K | — |
| ComPsych | Employee Assistance Program | 823 | $23K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 780 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Apartment Income Reit LLC
- Sponsor EIN
- 84-1299717
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-1299717 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Air 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 1,654
About this data
Source: Apartment Income Reit LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Apartment Income Reit LLC.