Appalachian Regional Healthcare System
Overview
Appalachian Regional Healthcare System sponsors a self-funded health plan that covered 1,227 participants in plan year 2025, up 21% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,227 · prior year 1,014
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Appalachian Regional Healthcare System, Inc. Health and Welfare Benefit Plan, plan 501 (1,227 participants)
- Broker compensation
- $91K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability | 1,227 | $424K | $74K |
| Community Eye Care, LLC | Vision | 1,349 | $147K | $15K |
| Arag Insurance Company | Legal | 158 | $16K | $2K |
| Relymd LLC | Telehealth | 964 | $13K | — |
| Unum | Life | 1,227 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,227 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Appalachian Regional Healthcare System
- Sponsor EIN
- 20-1067022
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-1067022 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Appalachian Regional Healthcare System 403(b) Retirement Savings Plan
- Type
- Defined contribution plan
- Participants
- 1,887
About this data
Source: Appalachian Regional Healthcare System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Appalachian Regional Healthcare System.