Aramco Shared Benefits Company
Overview
Aramco Shared Benefits Company sponsors a self-funded health plan that covered 3,217 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,217 · prior year 3,220
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Aramco U.S. Retiree Medical Payment Plan, plan 502 (3,217 participants); Aramco U.S. Welfare Benefit Plan, plan 501 (1,562 participants)
- Broker compensation
- $90K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Long-term disability, Life, Dental | 2,920 | $6.6M | $90K |
| Vision Service Plan | Vision | 956 | $311K | — |
| Safeguard Health Plans, Inc., a Texas Corporation | Dental, HMO | 158 | $26K | $617 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,217 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Aramco Shared Benefits Company
- Sponsor EIN
- 84-4364434
- Plan numbers
- 502, 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-4364434 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Aramco U.S. Savings Plan
- Type
- 401(k) plan
- Participants
- 3,703
About this data
Source: Aramco Shared Benefits Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Aramco Shared Benefits Company.


