Arcbest Corporation

Fort Smith, AR Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
4,768Participants-2% vs. prior year
$11.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 3Holding companies in ARBy participants

Overview

Arcbest Corporation sponsors a self-funded health plan that covered 4,768 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,768 · prior year 4,855
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arcbest Corporation Employee Welfare Benefit Plan, plan 506 (4,768 participants)
Broker compensation
$279K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeverance

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLong-term disability, Life4,562$2.9M$279K
Vision Service PlanVision3,686$894K—
Arkansas Blue Cross and Blue ShieldMedical, Prescription drug, PPO, Dental100$703K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.3M/ year

Estimated prescription spend: 4,768 participants × $2,371 national average per member. Usually higher once dependents are counted.

$294K–$725K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$86K–$215K
Lower-cost therapeutic alternatives$125K–$262K
Generic pricing vs. actual cost$54K–$163K
PBM contract terms$28K–$85K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arcbest Corporation
Sponsor EIN
71-0673405
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 71-0673405 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arcbest 401(k) and DC Retirement Plan
Type
401(k) plan
Participants
6,154

About this data

Source: Arcbest Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arcbest Corporation.

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