As America, Inc.

Piscataway, NJ ManufacturingNAICS 327100

Self-funded health planPlan year 2025Renews April
995Participants+11% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#52 of 76Manufacturing in NJBy participants

Overview

As America, Inc. sponsors a self-funded health plan that covered 995 participants in plan year 2025, up 11% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
995 · prior year 897
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
As America, Inc. Welfare Benefits Plan, plan 501 (995 participants)
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Long-term disability998$463K—
Vision Service PlanVision545$81K—
MetLife Legal PlansLegal55$21K—
United Behavioral Health DBA OptumEmployee Assistance Program817$20K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 995 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$151K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
As America, Inc.
Sponsor EIN
26-0887443
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-0887443 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
As America, Inc. 401(k) Plan
Type
401(k) plan
Participants
2,384

About this data

Source: As America, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with As America, Inc..

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