Associated Terminals, LLC

Convent, LA Transportation & logisticsNAICS 488300

Self-funded health planPlan year 2025Renews April
879Participants+15% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#9 of 14Transportation & logistics in LABy participants

Overview

Associated Terminals, LLC sponsors a self-funded health plan that covered 879 participants in plan year 2025, up 15% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
879 · prior year 763
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Associated Terminals, LLC Health & Welfare Benefit Plan, plan 501 (879 participants)
Broker compensation
$235K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability, Accident, Critical Illness, Hospital Indemnity882$1.5M$224K
Ameritas Life Insurance Corp.Vision1,452$64K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 879 participants × $2,371 national average per member. Usually higher once dependents are counted.

$54K–$134K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$40K
Lower-cost therapeutic alternatives$23K–$48K
Generic pricing vs. actual cost$10K–$30K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Associated Terminals, LLC
Sponsor EIN
72-1296170
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 72-1296170 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Associated Terminals, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Associated Terminals, LLC.

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