AY McDonald Industries Inc.
Overview
AY McDonald Industries Inc. sponsors a self-funded health plan that covered 1,440 participants in plan year 2025, up 40% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,440 · prior year 1,031
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- A. Y. McDonald MFG. Co. Welfare Benefit Plan, plan 502 (1,440 participants)
- Broker compensation
- $172K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability | 1,454 | $686K | $77K |
| Reliastar Life Insurance Company | Accident, Critical Illness, Hospital Con | 1,158 | $387K | $83K |
| Veratrus Benefit Solutions | Vision | 1,104 | $119K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,440 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- AY McDonald Industries Inc.
- Sponsor EIN
- 42-0404280
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 42-0404280 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- A. Y. McDonald Industries, Inc. 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,851
About this data
Source: AY McDonald Industries Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with AY McDonald Industries Inc..