Bear Holdings LLC DBA JES Holdings

Columbia, MO Real estateNAICS 531110

Self-funded health planPlan year 2024Renews July
503ParticipantsFirst year on file
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#5 of 5Real estate in MOBy participants

Overview

Bear Holdings LLC DBA JES Holdings sponsors a self-funded health plan that covered 503 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
503
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Bear Holdings LLC Health & Welfare Plan, plan 501 (503 participants)
Broker compensation
$112K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaDental, Vision, Life, Short-term disability, Long-term disability503$503K$112K
FlexcareTelehealth7,421$37K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 503 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$76K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Bear Holdings LLC DBA JES Holdings
Sponsor EIN
20-8034548
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-8034548 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bear Holdings, LLC 401(k) Plan
Type
401(k) plan
Participants
832

About this data

Source: Bear Holdings LLC DBA JES Holdings's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bear Holdings LLC DBA JES Holdings.

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