Bell Partners Inc.

Greensboro, NC Real estateNAICS 531310

Self-funded health planPlan year 2025Renews January
1,987Participants-1% vs. prior year
$4.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 4Real estate in NCBy participants

Overview

Bell Partners Inc. sponsors a self-funded health plan that covered 1,987 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,987 · prior year 2,007
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bell Partners Inc. Employee Benefit Plan, plan 501 (1,987 participants)
Broker compensation
$289K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,939$1.4M$237K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital514$153K$38K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,296$136K$15K
National Union Fire Ins. Co. of PittsburghBusiness Travel Accident1,939——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.7M/ year

Estimated prescription spend: 1,987 participants × $2,371 national average per member. Usually higher once dependents are counted.

$122K–$302K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$36K–$90K
Lower-cost therapeutic alternatives$52K–$109K
Generic pricing vs. actual cost$23K–$68K
PBM contract terms$12K–$35K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bell Partners Inc.
Sponsor EIN
56-1148631
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-1148631 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bell Partners Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
2,419

About this data

Source: Bell Partners Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bell Partners Inc..

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