Best Point Education and Behavioral Health

Cincinnati, OH Health careNAICS 624100

Self-funded health planPlan year 2025Renews March
504Participants0% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#89 of 89Health care in OHBy participants

Overview

Best Point Education and Behavioral Health sponsors a self-funded health plan that covered 504 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
504 · prior year 504
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Best Point Education and Behavioral Health Health and Welfare Plan, plan 502 (504 participants)
Broker compensation
$33K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability473$347K$33K
Delta Dental of OhioDental627$225K—
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision525$28K—
Mutual of Omaha Insurance CompanyAccidental Death and Dismemberment178$722$51

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 504 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Best Point Education and Behavioral Health
Sponsor EIN
31-0536969
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0536969 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Children's Home of Cincinnati 403(b) Plan
Type
Defined contribution plan
Participants
1,109

About this data

Source: Best Point Education and Behavioral Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Best Point Education and Behavioral Health.

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