Bgdc Distribution LLC
Overview
Bgdc Distribution LLC sponsors a self-funded health plan that covered 1,124 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,124 · prior year 1,201
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Bgdc Employee Benefits Plan, plan 501 (1,124 participants)
- Broker compensation
- $469K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Vision, Life, Short-term disability, Long-term disability | 735 | $1.3M | $182K |
| Combined Insurance Company of America | Accident, Critical Illness, Hospital | 2,641 | $465K | $169K |
| Combined Insurance Company | Life | 575 | $410K | $114K |
| Metropolitan General Insurance Company | Legal | 124 | $22K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,124 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Bgdc Distribution LLC
- Sponsor EIN
- 88-0739972
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 88-0739972 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Bgdc Distribution LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 883
About this data
Source: Bgdc Distribution LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bgdc Distribution LLC.