Billerud Americas Corporation

Miamisburg, OH ManufacturingNAICS 322100

Self-funded health planPlan year 2025Renews January
1,795Participants0% vs. prior year
$4.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#49 of 147Manufacturing in OHBy participants

Overview

Billerud Americas Corporation sponsors a self-funded health plan that covered 1,795 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,795 · prior year 1,795
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Billerud Americas Corporation Health and Welfare Benefit Plan, plan 501 (1,795 participants)
Broker compensation
$231K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability1,777$1.1M$78K
The Lincoln National Life Insurance CompanyAccident, Critical Illness615$368K$124K
Humana Insurance CompanyVision1,223$227K$30K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.3M/ year

Estimated prescription spend: 1,795 participants × $2,371 national average per member. Usually higher once dependents are counted.

$111K–$273K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$32K–$81K
Lower-cost therapeutic alternatives$47K–$99K
Generic pricing vs. actual cost$20K–$61K
PBM contract terms$11K–$32K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Billerud Americas Corporation
Sponsor EIN
75-3217389
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-3217389 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Billerud Americas Corporation Employee Pension Plan
Type
Pension plan
Participants
2,739

About this data

Source: Billerud Americas Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Billerud Americas Corporation.

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