Bio-Rad Laboratories, Inc.

Hercules, CA Health careNAICS 621510

Self-funded health planPlan year 2025Renews January
3,742Participants+5% vs. prior year
$8.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#20 of 68Health care in CABy participants

Overview

Bio-Rad Laboratories, Inc. sponsors a self-funded health plan that covered 3,742 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,742 · prior year 3,576
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bio-Rad Laboratories Health and Welfare Plan, plan 501 (3,742 participants)
Stop-loss carrier
Anthem Blue Cross Life and Health Insurance Company
Broker compensation
$36K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO2,126$21.0M—
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability3,096$5.2M$33K
Anthem Blue Cross Life and Health Insurance CompanyStop-loss4,108$2.4M—
Vision Service PlanVision2,725$560K—
Kaiser Foundation Health Plan of WashingtonMedical, Prescription drug, HMO39$397K—
Modern Health Arizona P.l.l.c.Employee Assistance Program3,637$377K—
Arag Insurance CompanyLegal2,148$238K—
The Standard Insurance CompanyLong-term disability66$99K$2K
National Union Fire Insurance Company of Pittsburgh, PABusiness Travel Accident3,096$8K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.9M/ year

Estimated prescription spend: 3,742 participants × $2,371 national average per member. Usually higher once dependents are counted.

$231K–$569K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$67K–$169K
Lower-cost therapeutic alternatives$98K–$206K
Generic pricing vs. actual cost$43K–$128K
PBM contract terms$22K–$67K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bio-Rad Laboratories, Inc.
Sponsor EIN
94-1381833
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-1381833 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bio-Rad Laboratories, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
4,826

About this data

Source: Bio-Rad Laboratories, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bio-Rad Laboratories, Inc..

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