Bish's RV Inc.

Meridian, ID RetailNAICS 441210

Self-funded health planPlan year 2025Renews January
610Participants+0% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 7Retail in IDBy participants

Overview

Bish's RV Inc. sponsors a self-funded health plan that covered 610 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
610 · prior year 609
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Bish's RV Inc. Health and Welfare Plan, plan 501 (610 participants)
Broker compensation
$150K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of IdahoDental620$395K$21K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability885$391K$71K
Unum Insurance CompanyAccident, Critical Illness, Hospital237$129K$46K
Starmount Life Insurance CompanyVision529$71K$12K
Health AdvocateEmployee Assistance Program1,052$14K—
HealthjoyEmployee Assistance Program610——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 610 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$93K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Bish's RV Inc.
Sponsor EIN
20-2045075
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-2045075 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Bish's RV 401(k) Plan
Type
401(k) plan
Participants
887

About this data

Source: Bish's RV Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Bish's RV Inc..

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