Blue Cross and Blue Shield of Kansas, Inc.

Topeka, KS Finance & insuranceNAICS 524140

Self-funded health planPlan year 2025Renews January
2,239Participants+4% vs. prior year
$5.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 7Finance & insurance in KSBy participants

Overview

Blue Cross and Blue Shield of Kansas, Inc. sponsors a self-funded health plan that covered 2,239 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, severance.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,239 · prior year 2,151
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
BKS Employee Benefits Trust, Inc., plan 504 (2,239 participants); Flexible Unreimbursed Medical, plan 507 (504 participants)
Stop-loss carrier
Blue Cross and Blue Shield of Kansas, Inc.
MedicalLife insuranceDentalVisionSeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Blue Cross and Blue Shield of Kansas, Inc.Stop-loss2,402$4.4M—
Advance Insurance Company of KansasLife2,711$1.6M—
National Guardian Life Insurance CompanyVision1,427$242K—
Blue Cross and Blue Shield of Kansas Inc.Medical520$98K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.3M/ year

Estimated prescription spend: 2,239 participants × $2,371 national average per member. Usually higher once dependents are counted.

$138K–$340K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$40K–$101K
Lower-cost therapeutic alternatives$59K–$123K
Generic pricing vs. actual cost$25K–$76K
PBM contract terms$13K–$40K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Blue Cross and Blue Shield of Kansas, Inc.
Sponsor EIN
48-0952857
Plan numbers
504, 507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 48-0952857 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tax-Favored Savings Program
Type
401(k) plan
Participants
2,355

About this data

Source: Blue Cross and Blue Shield of Kansas, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Blue Cross and Blue Shield of Kansas, Inc..

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