Brighthouse Services, LLC
Overview
Brighthouse Services, LLC sponsors a self-funded health plan that covered 1,434 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,434 · prior year 1,474
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Health and Welfare Benefit Plan for Brighthouse Services, LLC Employees, plan 501 (1,434 participants)
- Stop-loss carrier
- Aetna Life Insurance Company
- Broker compensation
- $82K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life | 3,019 | $2.7M | — |
| Aetna Life Insurance Company | Stop-loss | 1,261 | $1.7M | $82K |
| Hartford Life and Accident | Short-term disability, Long-term disability | 1,162 | $594K | — |
| Aetna Life Insurance Co. | Vision | 2,524 | $142K | — |
| MetLife Legal Plans | Legal | 510 | $108K | — |
| Health and Human Resource Center | EAP | 35 | $484 | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,434 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Brighthouse Services, LLC
- Sponsor EIN
- 81-3094008
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-3094008 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Brighthouse Services, LLC Savings Plan and Trust
- Type
- 401(k) plan
- Participants
- 1,781
About this data
Source: Brighthouse Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Brighthouse Services, LLC.