British Airways

New York, NY Transportation & logisticsNAICS 488100

Self-funded health planPlan year 2025Renews January
909Participants-13% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 8Transportation & logistics in NYBy participants

Overview

British Airways sponsors a self-funded health plan that covered 909 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
909 · prior year 1,051
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
British Airways Retiree Reimbursement Account, plan 510 (909 participants)
Broker compensation
$70K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance CompanyMedical, Prescription drug, Dental, PPO180$1.2M$62K
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,778$671K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 909 participants × $2,371 national average per member. Usually higher once dependents are counted.

$56K–$138K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$41K
Lower-cost therapeutic alternatives$24K–$50K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
British Airways
Sponsor EIN
13-1546240
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-1546240 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
British Airways Savings Plan
Type
401(k) plan
Participants
1,703

About this data

Source: British Airways's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with British Airways.

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