Brown-Forman Corporation
Overview
Brown-Forman Corporation sponsors a self-funded health plan that covered 2,564 participants in plan year 2025, down 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, long-term disability, death benefits.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,564 · prior year 3,352
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Brown-Forman Corporation Group Health and Wellness, plan 505 (2,564 participants); Brown-Forman Corporation Retiree Health Coverage Plan, plan 506 (675 participants)
- Broker compensation
- $226K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability | 2,429 | $2.4M | $172K |
| UnitedHealthcare Insurance Company | Accident, Critical Illness, Hospital Ind | 1,143 | $430K | $54K |
| United Behavioral Health DBA Optum | Employee Assistance Program | 1,983 | $190K | — |
| Ace American Insurance Company | Accidental Death and Dismemberment | 1,886 | $51K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,564 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Brown-Forman Corporation
- Sponsor EIN
- 61-0143150
- Plan numbers
- 505, 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 61-0143150 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Brown-Forman Corporation Salaried Employees Retirement Plan
- Type
- Pension plan
- Participants
- 2,908
About this data
Source: Brown-Forman Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Brown-Forman Corporation.