BT Americas Inc.
Overview
BT Americas Inc. sponsors a self-funded health plan that covered 599 participants in plan year 2025, down 2% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 599 · prior year 614
- Plan year
- Begins April 1 · next renewal April 2027
- Health plans filed
- BT Americas Inc. Group Insurance Plan, plan 501 (599 participants); BT Americas Inc. Flexible Spending Account Plan, plan 506 (79 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $76K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Dental, Life, Long-term disability, Short-term disability | 1,100 | $1.4M | $25K |
| Sun Life Assurance Company of Canada | Stop-loss | 368 | $730K | $49K |
| Vision Service Plan | Vision | 358 | $86K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 599 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- BT Americas Inc.
- Sponsor EIN
- 13-3459785
- Plan numbers
- 501, 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-3459785 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: BT Americas Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with BT Americas Inc..