CAE USA, Inc.
Overview
CAE USA, Inc. sponsors a self-funded health plan that covered 6,262 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,262 · prior year 5,994
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- CAE USA Inc. Employee Health & Welfare Benefit Plan, plan 501 (6,262 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $274K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability, Leave Services | 4,080 | $5.6M | $10K |
| Sun Life Assurance Company of Canada | Stop-loss | 2,925 | $3.4M | $171K |
| Cigna Health and Life Insurance Company | Medical, Dental, Vision, Medical Benefits Abroad | 109 | $853K | $54K |
| Vision Service Plan | Vision | 3,098 | $788K | — |
| MetLife Legal Plans | Legal | 1,120 | $283K | — |
| Liftaffect Inc. | Employee Assistance Program | 1,500 | $118K | — |
| Aetna Behavioral Health, LLC | Employee Assistance Program | 5,264 | $87K | — |
| Principal Life Insurance Company | Long-term disability | 41 | $64K | $39K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,262 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- CAE USA, Inc.
- Sponsor EIN
- 51-0311065
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 51-0311065 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- CAE USA, Inc. Savings, Investment & Employee Benefit Plan Number 1
- Type
- 401(k) plan
- Participants
- 5,963
About this data
Source: CAE USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CAE USA, Inc..