Cafua Management Company, LLC

Methuen, MA RetailNAICS 445299

Self-funded health planPlan year 2024Renews October
2,742ParticipantsFirst year on file
$6.5MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#7 of 20Retail in MABy participants

Overview

Cafua Management Company, LLC sponsors a self-funded health plan that covered 2,742 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,742
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Cafua Management Company, LLC Health and Welfare Benefits Plan, plan 503 (2,742 participants)
Broker compensation
$9K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentAD&D, Life, Short-term disability, Long-term disability1,808$188K$3K
Dominion NationalDental, PPO299$122K$4K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins Co.Vision309$29K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.5M/ year

Estimated prescription spend: 2,742 participants × $2,371 national average per member. Usually higher once dependents are counted.

$169K–$417K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$49K–$124K
Lower-cost therapeutic alternatives$72K–$151K
Generic pricing vs. actual cost$31K–$94K
PBM contract terms$16K–$49K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Cafua Management Company, LLC
Sponsor EIN
04-3554864
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-3554864 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cafua Management 401(k) Savings Plan
Type
401(k) plan
Participants
707

About this data

Source: Cafua Management Company, LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cafua Management Company, LLC.

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