Caliber Holdings LLC

Lewisville, TX Other servicesNAICS 811120

Self-funded health planPlan year 2025Renews April
5,319Participants-9% vs. prior year
$12.6MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#2 of 21Other services in TXBy participants

Overview

Caliber Holdings LLC sponsors a self-funded health plan that covered 5,319 participants in plan year 2025, down 9% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,319 · prior year 5,826
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Caliber Texas Workplace Injury Recovery Plan, plan 502 (5,319 participants)
Broker compensation
$4.2M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan, Inc.Medical, Prescription drug, HMO3,961$24.3M$668K
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability29,883$20.9M$3.1M
Vision Service PlanVision16,825$2.1M$210K
Kaiser Foundation Health Plan of ColoradoMedical, Prescription drug, HMO398$2.0M$59K
Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.Medical, Prescription drug, HMO317$1.7M$51K
Kaiser Foundation Health Plan of the NorthwestMedical, Prescription drug, HMO183$951K$29K
Kaiser Foundation Health Plan of WashingtonMedical, Prescription drug, HMO125$788K$23K
Cigna Health and Life Insurance Company and AffiliatesDental3,515$722K$15K
Kaiser Foundation Health Plan of Georgia, Inc.Medical, Prescription drug, HMO115$647K$19K
MetLife Legal PlansLegal1,761$466K$49K
Curalinc, LLC, D.b.a. Curalinc HealthcareEmployee Assistance Program29,883$391K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.6M/ year

Estimated prescription spend: 5,319 participants × $2,371 national average per member. Usually higher once dependents are counted.

$328K–$808K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$96K–$240K
Lower-cost therapeutic alternatives$140K–$293K
Generic pricing vs. actual cost$61K–$182K
PBM contract terms$32K–$95K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Caliber Holdings LLC
Sponsor EIN
33-0730794
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 33-0730794 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Caliber Holdings LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Caliber Holdings LLC.

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