Calumet GP, LLC

Indianapolis, IN ManufacturingNAICS 324190

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,757Participants0% vs. prior year
$4.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#30 of 93Manufacturing in INBy participants

Overview

Calumet GP, LLC sponsors a self-funded health plan that covered 1,757 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,757 · prior year 1,759
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Calumet GP, LLC Group Benefit Plan, plan 501 (1,757 participants)
Broker compensation
$755K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability1,684$3.2M$610K
United Healthcare Insurance CompanyDental1,401$1.3M$128K
Fidelity Security Life Insurance CompanyVision2,998$164K$16K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.2M/ year

Estimated prescription spend: 1,757 participants × $2,371 national average per member. Usually higher once dependents are counted.

$108K–$267K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$32K–$79K
Lower-cost therapeutic alternatives$46K–$97K
Generic pricing vs. actual cost$20K–$60K
PBM contract terms$10K–$31K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Calumet GP, LLC
Sponsor EIN
36-4579817
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-4579817 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Calumet GP, LLC Retirement Savings Plan
Type
401(k) plan
Participants
2,144

About this data

Source: Calumet GP, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Calumet GP, LLC.

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