Cardtronics USA, Inc.
Overview
Cardtronics USA, Inc. sponsors a self-funded health plan that covered 4,495 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,495
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Group Benefit Plan for Retired Associates of NCR Atleos Corporation, plan 506 (4,495 participants); NCR Atleos Corporation Group Benefit Plan for Active Associates, plan 525 (3,347 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $34K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Stop-loss | 2,356 | $935K | $8K |
| Kaiser Foundation Health Plan, Inc. | Medical | 73 | $818K | — |
| Cigna Health and Life Insurance Company | Dental, HMO | 801 | $221K | — |
| Metropolitan Life Insurance Company | Individual Disability Income | 89 | $140K | $26K |
| United Behavior Health | EAP | 5,861 | $101K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,495 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cardtronics USA, Inc.
- Sponsor EIN
- 76-0419117
- Plan numbers
- 506, 525
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 76-0419117 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- NCR Atleos Savings Plan
- Type
- 401(k) plan
- Participants
- 3,344
About this data
Source: Cardtronics USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cardtronics USA, Inc..