Carecentrix, Inc.

Hartford, CT Health careNAICS 621610

Self-funded health planPlan year 2025Renews January
1,704Participants-8% vs. prior year
$4.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 21Health care in CTBy participants

Overview

Carecentrix, Inc. sponsors a self-funded health plan that covered 1,704 participants in plan year 2025, down 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,704 · prior year 1,863
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
The Carecentrix Health and Welfare Plan, plan 501 (1,704 participants)
Broker compensation
$58K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability1,811$1.4M$52K
Delta Dental of New Jersey, Inc.Dental2,254$710K—
Fidelity Security Life Insurance CompanyVision2,493$156K$2K
Alpha Dental Programs, Inc.Dental349$74K—
Legalplans, USALegal182$42K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.0M/ year

Estimated prescription spend: 1,704 participants × $2,371 national average per member. Usually higher once dependents are counted.

$105K–$259K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$31K–$77K
Lower-cost therapeutic alternatives$45K–$94K
Generic pricing vs. actual cost$19K–$58K
PBM contract terms$10K–$30K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Carecentrix, Inc.
Sponsor EIN
11-3454103
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 11-3454103 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Carecentrix, Inc. Retirement Savings Plan
Type
401(k) plan
Participants
2,346

About this data

Source: Carecentrix, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Carecentrix, Inc..

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