Cascades Healthcare, LLC

Provo, UT Health careNAICS 623000

Self-funded health planPlan year 2025Renews January
959Participants0% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 17Health care in UTBy participants

Overview

Cascades Healthcare, LLC sponsors a self-funded health plan that covered 959 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
959 · prior year 959
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cascades Healthcare, LLC Employee Benefits Plan, plan 503 (959 participants)
Broker compensation
$107K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability959$373K$43K
Sunlife Assurance Company of CanadaVision469$253K$64K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 959 participants × $2,371 national average per member. Usually higher once dependents are counted.

$59K–$146K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$43K
Lower-cost therapeutic alternatives$25K–$53K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cascades Healthcare, LLC
Sponsor EIN
81-3007937
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-3007937 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Cascades Healthcare, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cascades Healthcare, LLC.

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