Casella Waste Systems, Inc.

Rutland, VT Business servicesNAICS 562000

Self-funded health planPlan year 2025Renews January
5,195Participants+28% vs. prior year
$12.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Business services in VTBy participants

Overview

Casella Waste Systems, Inc. sponsors a self-funded health plan that covered 5,195 participants in plan year 2025, up 28% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,195 · prior year 4,045
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Casella Waste Systems, Inc. Employee Benefit Plan, plan 501 (5,195 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$193K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss3,515$3.2M$106K
Unum Life Insurance Company of AmericaShort-term disability, Long-term disability, Group Accidental & Critical Illness4,088$608K$58K
First Unum Life Insurance CompanyShort-term disability1,497$575K$14K
Vision Service PlanVision3,215$282K$15K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.3M/ year

Estimated prescription spend: 5,195 participants × $2,371 national average per member. Usually higher once dependents are counted.

$320K–$790K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$94K–$234K
Lower-cost therapeutic alternatives$137K–$286K
Generic pricing vs. actual cost$59K–$177K
PBM contract terms$31K–$92K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Casella Waste Systems, Inc.
Sponsor EIN
03-0338873
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 03-0338873 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Casella Waste Systems 401(k) Plan
Type
401(k) plan
Participants
4,879

About this data

Source: Casella Waste Systems, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Casella Waste Systems, Inc..

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