CBC Companies, Inc.

Columbus, OH Holding companiesNAICS 551112

Self-funded health planPlan year 2025Renews January
518Participants-5% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 12Holding companies in OHBy participants

Overview

CBC Companies, Inc. sponsors a self-funded health plan that covered 518 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
518 · prior year 548
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
CBC Companies, Inc. Health & Welfare Plan, plan 501 (518 participants)
Stop-loss carrier
Community Insurance Company
Broker compensation
$125K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Community Insurance CompanyMedical, Prescription drug, PPO, Stop-loss774$503K—
Delta Dental of OhioDental, Vision801$370K$29K
Reliastar Life Insurance Company-LiLife595$211K$25K
Reliastar Life Insurance Company-StdShort-term disability350$137K$17K
Reliastar Life Insurance Company-Add/ltdLong-term disability595$137K$16K
Reliastar Life Insurance Company-HciHospital Indemnity224$65K$15K
Reliastar Life Insurance Company-CiShort-term disability266$55K$12K
Reliastar Life Insurance Company-AccShort-term disability291$49K$11K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 518 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$14K–$28K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CBC Companies, Inc.
Sponsor EIN
31-0727305
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0727305 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
CBC Companies, Inc. Profit Sharing and Savings Plan
Type
401(k) plan
Participants
1,017

About this data

Source: CBC Companies, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CBC Companies, Inc..

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