Cbts Technology Solutions LLC

Cincinnati, OH Professional servicesNAICS 541600

Self-funded health planPlan year 2025Renews January
1,265ParticipantsFirst year on file
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#17 of 44Professional services in OHBy participants

Overview

Cbts Technology Solutions LLC sponsors a self-funded health plan that covered 1,265 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,265
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Cbts Technology Solutions LLC Health & Welfare Plan, plan 501 (1,265 participants)
Broker compensation
$178K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Eyemed Vision Care on Behalf of Fidelity Security Life Ins. Co.Vision2,281$167K—
MetLife Legal PlansLegal236$47K$8K
CuralincEmployee Assistance Program2,651$38K$38K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,265 participants × $2,371 national average per member. Usually higher once dependents are counted.

$78K–$192K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$57K
Lower-cost therapeutic alternatives$33K–$70K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Cbts Technology Solutions LLC
Sponsor EIN
72-1122018
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 72-1122018 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Cbts 401(k) Plan
Type
401(k) plan
Participants
1,304

About this data

Source: Cbts Technology Solutions LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cbts Technology Solutions LLC.

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