Ccfi Companies, LLC

Dublin, OH Other servicesNAICS 812990

Self-funded health planPlan year 2025Renews January
7,087Participants+23% vs. prior year
$16.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 7Other services in OHBy participants

Overview

Ccfi Companies, LLC sponsors a self-funded health plan that covered 7,087 participants in plan year 2025, up 23% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,087 · prior year 5,762
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Ccfi Companies, LLC Flexible Benefits Plan, plan 501 (7,087 participants)
Broker compensation
$449K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyVoluntary Accident, Voluntary Hospital Indemnity, Long-term disability, Life, Accidental Death and Dismemberment, Short-term disability, Voluntary Critical Illness4,784$2.3M$317K
Delta Dental of OhioDental5,411$1.7M$84K
Vision Service PlanVision2,883$407K$41K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships199$48K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.8M/ year

Estimated prescription spend: 7,087 participants × $2,371 national average per member. Usually higher once dependents are counted.

$437K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$128K–$319K
Lower-cost therapeutic alternatives$187K–$390K
Generic pricing vs. actual cost$81K–$242K
PBM contract terms$42K–$126K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Ccfi Companies, LLC
Sponsor EIN
87-2161861
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 87-2161861 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ccfi Companies, LLC 401(k) Plan
Type
401(k) plan
Participants
4,312

About this data

Source: Ccfi Companies, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ccfi Companies, LLC.

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