CEC Electrical, Inc.

Irving, TX ConstructionNAICS 238210

Self-funded health planPlan year 2025Renews September
1,155Participants0% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Sep 2027Next renewalPlan year begins September 1
#24 of 57Construction in TXBy participants

Overview

CEC Electrical, Inc. sponsors a self-funded health plan that covered 1,155 participants in plan year 2025, about the same as the prior year. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,155 · prior year 1,155
Plan year
Begins September 1 · next renewal September 2027
Health plans filed
CEC Electrical, Inc. Health and Welfare Plan, plan 502 (1,155 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss-United Health
Broker compensation
$61K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Stop Loss-United HealthStop-loss587$316K—
Life Insurance Company of North AmericaLife, Short-term disability, Long-term disability, AD&D1,090$179K$34K
Cigna Health and Life Insurance Company and AffiliatesDental588$111K$11K
Cigna Health and Life Insurance CompanyAccidental Injury, Voluntary Critical Illness, Hospital Care369$56K$12K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins. Co.Vision998$28K$2K
Cigna Dental Health of Texas, Inc.Dental223$25K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,155 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$176K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$64K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning September 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
CEC Electrical, Inc.
Sponsor EIN
27-0387107
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-0387107 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: CEC Electrical, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with CEC Electrical, Inc..

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