Cenlar Capital Corporation and Subsidiaries
Overview
Cenlar Capital Corporation and Subsidiaries sponsors a self-funded health plan that covered 2,057 participants in plan year 2025, down 17% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,057 · prior year 2,468
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cenlar FSB Employee Benefits Plan, plan 509 (2,057 participants)
- Broker compensation
- $130K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Prudential Insurance Company of America | Life, Short-term disability, Long-term disability | 1,689 | $1.9M | $57K |
| Metropolitan General Insurance Company | Legal | 196 | $285K | $12K |
| Cigna Health and Life Insurance Company | Critical Illness, Hospital Indemnity, Ac | 1,701 | $218K | $61K |
| Aetna Life Insurance Co. | Dental, HMO | 474 | $124K | $12 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,057 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cenlar Capital Corporation and Subsidiaries
- Sponsor EIN
- 22-3817994
- Plan number
- 509
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-3817994 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Employees' Stock Ownership Plan of Cenlar Capital Corporation
- Type
- Defined contribution plan
- Participants
- 3,517
About this data
Source: Cenlar Capital Corporation and Subsidiaries's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cenlar Capital Corporation and Subsidiaries.