Centier Bank
Overview
Centier Bank sponsors a self-funded health plan that covered 1,088 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,088 · prior year 1,038
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Centier Bank Welfare Benefit Plan, plan 510 (1,088 participants)
- Broker compensation
- $247K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Short-term disability, Long-term disability | 1,088 | $874K | $176K |
| The Guardian Life Insurance Company of America | Dental, Vision | 761 | $720K | $58K |
| American Heritage Life Insurance Company | Accident, Critical Illness | 140 | $79K | $13K |
| Anthem Insurance Companies, Inc. | Vision | 1,402 | $18K | $142 |
| Perspectives, Ltd | Employee Assistance Program | 1,137 | $16K | — |
| Healthjoy | Telehealth | 1,104 | $9K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,088 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Centier Bank
- Sponsor EIN
- 35-0161790
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 35-0161790 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Centier Bank Associates' Stock Ownership and 401(k) Plan
- Type
- 401(k) plan
- Participants
- 1,251
About this data
Source: Centier Bank's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Centier Bank.