Centracare Health System
Overview
Centracare Health System sponsors a self-funded health plan that covered 10,459 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, prepaid legal, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,459 · prior year 10,816
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Centracare Health System Employee Benefits Plan, plan 501 (10,459 participants)
- Broker compensation
- $211K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Life, Long-term disability | 10,100 | $6.2M | $210K |
| Metropolitan General Insurance Company | Legal | 637 | $125K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,459 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Centracare Health System
- Sponsor EIN
- 41-1813221
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 41-1813221 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Centracare Health System Retirement Plan
- Type
- 401(k) plan
- Participants
- 15,736
About this data
Source: Centracare Health System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Centracare Health System.